Best Travel Insurance Services

Review & Comparison, Last Update August 29, 2018
Whether your trip is well-planned or spontaneous, one thing should always be on your must-have list. Giving you a peace of mind throughout the journey, travel insurance will help you cover unplanned expenses if any mishaps occur. We have made this travel insurance services review to help you get the coverage you need. ...Read more ...Read less
BEST 2018
PROS
CONS
OUR VERDICT
Coverage
Emergency Assistance
SOCIAL MEDIA
MOBILE APPS
 
PROS

Thanks to a convenient website design and a wide selection of single-trip and multi-trip plans, it will be easy for you to choose the travel insurance plan that suits your needs and budget best. You can get coverage for a single trip or for a whole year to go wherever and whenever you need. All annual plans include the Rental Car Damage Protector.

CONS

The car rental insurance is not available to NY and TX residents unless it is bought as a separate policy.

OUR VERDICT

A free downloadable TravelSmart™ App will allow you to access your insurance policy via your mobile device. You will be able to file a claim, track your flights in real time, and get in touch with Allianz medical assistance and customer service. The app has a first aid translator and medication dictionary where you can find the necessary terms translated into 18 languages; it also provides emergency numbers of the country you are in.

detailed parameters
Coverage

Medical coverage
Trip protection
Baggage coverage 
Rental car coverage

Emergency Assistance

24/7

SOCIAL MEDIA

Facebook, Twitter, Pinterest, Instagram

MOBILE APPS

Android, iOS

PROS

Offering coverage for over 150 activities, the World Nomads travel insurance is a great choice for passionate explorers and active sports fans. You can enjoy snow, water, air, and land activities as well as various kinds of sport and experiences with a peace of mind.

CONS

You need to carefully read the policy before buying it to make sure all the activities you are going to perform are included.

OUR VERDICT

Created by experienced travelers, the World Nomads online travel insurance service allows you to stay in touch, travel safely, and enjoy your adventures. The policy can be used by residents of more than 150 countries all over the world. On the website, you'll find lots of traveling life hacks and inspiring articles. It also has a Help Desk page where you can get answers to your trip insurance questions.

detailed parameters
Coverage

Medical Coverage
Trip Protection
Baggage coverage 
Over 150 activities covered

Emergency Assistance

24/7

SOCIAL MEDIA

Twitter, Facebook, YouTube, Instagram, Pinterest

MOBILE APPS

iOS

PROS

The service provides a wide range of insurance plans tailored to your specific needs. Moreover, there are three plans offered for each of the insurance types so that you can compare the benefits of each plan and choose the one that suits you best.

CONS

It might take some time to find the plan you need among the options provided.

OUR VERDICT

If you need a Travel Medical, Trip Protection, or Student Travel insurance, or you are looking for a comprehensive Visitor & Immigrant coverage, you will find the product you are looking for here. In addition to individual trip insurance, the Seven Corners Inc offers group travel protection for both domestic and overseas travels.

detailed parameters
Coverage

Medical coverage
Trip protection
Baggage coverage 
Rental car coverage

Emergency Assistance

24/7

SOCIAL MEDIA

Twitter, Facebook, LikedIn, Pinterest, YouTube, Instagram

MOBILE APPS

N/A

PROS

Whether you are planning an economical trip or a luxurious vacation, you will find a matching travel insurance plan at the Travel Guard website. Whichever option you choose, you will get a comprehensive coverage tailored to your needs.

CONS

Some products are not available in all the states.

OUR VERDICT

Having purchased a Travel Guard plan, you will not only get a 24-hour LiveTravel® assistance; emergency cash transfers assistance and pre-trip consultation services are provided as well. The website offers handy online tools for modifying your policy and requesting a copy of your policy. 

detailed parameters
Coverage

Medical coverage
Trip protection
Baggage coverage 
Rental car coverage

Emergency Assistance

24/7

SOCIAL MEDIA

Twitter, Google+, Facebook

MOBILE APPS

Android, iOS

PROS

You can get either a cost-effective Travel Basic plan that provides essential travel insurance or a Travel Select plan that offers more comprehensive protection and can be further upgraded. For example, you can get a Family Friendly Travel Insurance - all your children 17 years old and under will be protected while traveling with a covered adult.

CONS

The Travel Basic plan includes few optional coverages.

OUR VERDICT

In addition to travel insurance, Travelex provides Expedited Passport Services and International Driving Permits so all the important documents required for your next journey will be ready in the shortest time and with no hassle at all. For the user's convenience, the website has a mobile version.

detailed parameters
Coverage

Medical coverage
Trip protection
Baggage coverage 
Rental car coverage

Emergency Assistance

24/7

SOCIAL MEDIA

Facebook, Pinterest, Twitter, Google+

MOBILE APPS

Android, iOS

Allianz Global Assistance Travel Insurance

Trip of Your Dream

Allianz Global Assistance offers a wide selection of both single trip and multi-trip plans to suit both avid and occasional travelers. Some benefits, like Existing Medical Condition Coverage and 24-hour hotline assistance, are available with all of the plans. 

Let's have a closer look at the offered single trip plans.

  • OneTrip Cancellation Plus Plan

If you cancel or interrupt your trip due to the covered reason, your non-refundable expenses will be reimbursed. The same goes for your additional accommodation and travel expenses in case of 6 and more hours departure delay.

  • OneTrip Basic Plan
This plan covers trip cancellation and interruption as well as a travel delay. In addition to an existing medical condition coverage, it includes emergency medical treatment and transportation. Moreover, you will get reimbursement in case of baggage loss, damage, and delay.

  • OneTrip Prime Plan

The prime plan provides you the same benefits as the previous plan but with larger reimbursement. Additionally, it offers change fee coverage for altering the tickets dates as well as a redeposit fee coverage in case the trip is canceled for a covered reason.

  • OneTrip Premier Plan

It is a great option if you plan a family vacation. It is very similar to a OneTrip Prime Plan, yet, if you are traveling with kids 17 years old and under, they will be covered for free. Besides, it offers larger coverage as the previous plans.

  • OneTrip Emergency Medical Plan

If you have few prepaid expenses and are looking for a plan with post-departure benefits, this is the right option. It covers emergency transportation and medical expenses, baggage loss, damage, and delay, travel delay, and travel accident.

Review of Allianz Global Assistance Travel Insurance

For Frequent Traveller

A money-wise option for avid travelers is a multi-trip plan. Providing you with travel insurance coverage for a whole year, it can also help you save on car rental insurance - Rental Car Damage Protector is included in all annual plans. Unfortunately, the latter option is not available to NY and TX residents unless they buy it as a separate policy.

These are the four annual plans offered on the website:

  • AllTrips Basic
If your priority is emergency medical/transportation benefits, so important when you travel abroad, this is a good option. Trip delay and lost or stolen luggage coverage are included, too. Please note that it does not include trip cancellation benefits.

  • AllTrips Prime
Unlike the former plan, this one includes trip cancellation and interruption; the rest of the potions are pretty similar. However, it is also quite an affordable option.

  • AllTrips Executive
Giving the same benefits as the former plans and offering higher coverage for most of the events insured, this plan provides your business equipment protection, so if the latter is lost, stolen, damaged, or delayed, its repair, rental, or replacement costs will be reimbursed.

  • AllTrips Premier
With this travel insurance plan, both you and your household will be fully protected during your travels. You get everything here, from trip cancellation and trip interruption benefits to personalized concierge assistance and business equipment coverage.
Allianz Global Assistance Travel Insurance in the use

Travel Smart

Today, it takes very little time to go to almost any part of the world and no time at all to get the necessary data using gadgets. In tune with the times, Allianz Travel offers a mobile app that allows viewing your policy, filing a claim, tracking your flights whenever you need to. Besides, it can provide the crucial information that might come in handy during your travels, such as emergency numbers and medical facilities location. In other words, protected by the most reliable travel insurance and armed with the TravelSmart app, you will get full control at the palm of your hand.

Detailed review of Allianz Global Assistance Travel Insurance

 

World Nomads Travel Insurance

For Restless Explorers

World Nomads is one of the best travel insurance services out there and that's because it was created by people who love the thrill of traveling and the freedom it gives. They know by experience that you should be prepared for everything when on the road. For example, they know that your journey can become a long trip so they provide an option to buy coverage not only before but also while traveling, which is handy if you decide to prolong your journey.

The next welcome feature of the service is its simplicity. There are only two plans to choose from - a Standard Plan and an Explorer Plan. The former one is a more economical option; the latter one is a bit more expensive yet it provides more benefits and covers more activities. These two plans have a lot in common. They both provide emergency evacuation and repatriation, non-medical emergency evacuation, baggage delay for outward journeys, and a 24-hours assistant service. Furthermore, they both offer coverage for trip delay, loss, theft or damage of your luggage and personal effects and accidental death and dismemberment; the difference, however, is that in these cases you'll get higher reimbursement if you go with the Explorer Plan. Finally, the Explorer Plan includes a collision damage waiver (if permissible) and covers more activities than a Standard Plan (please, check the list of covered activities for your country). Thanks to a user-friendly website design it is easy to get a quote and view the plans before you go for one. 

Review of World Nomads Travel Insurance

Insurance and More

Unlike many other services out there, the World Nomads not only makes you feel protected wherever you travel by providing you with 24-hour assistance and helpful tips. This website offers you a help desk where you can find detailed information on your travel insurance and a community page where you can ask questions about the country you are traveling to and get feedback from travelers all over the world. It provides a scholarship for travel photographers, filmmakers, and writers. It inspires you for new wonderful adventures with beautiful pictures and engaging articles. You will know where to go to find what you really enjoy.

World Nomads Travel Insurance in the use

Your Perfect Travel Guide

Mobile apps make our life so much easier, and our traveling too. The service offers a couple of very helpful apps for your iPhone and iPad and they are both available on the App Store. For example, with an Ask a Nomad iPad app, you will be able to ask questions and get answers from locals or share your own travel experience with other members. With World Nomads' iPhone language guides, you will get an access to essential phrases any adventure seeker might need during their travels, and that is in over 20 languages.

If you fancy the idea of mastering the language of the country you are going to, you may also be interested in our Japanese, French, or Spanish courses reviews.

Detailed review of World Nomads Travel Insurance

 

Seven Corners International Travel Insurance &

Tailored To Your Needs

Sometimes, it is not so easy to select a travel insurance you really need. The best online travel insurance services not only keep you protected in any corner of the world, they are thoughtfully designed to help you quickly choose the very option you are looking for. For example, right on the Seven Corners homepage, you can specify whether you need coverage for domestic or for international travels. Having answered a few simple questions that will follow, you will be directed to the page with two or three plans to select from.

Alternatively, you can specify the kind of insurance you need by choosing one of the options offered on the top bar and down on the page (Travel Medical Insurance, Visitor & Immigrant Insurance (includes medical coverage for USA visitors), Trip Protection Insurance, Student Travel Insurance). Each section offers three plans with an accurate description of the benefits you'll get and includes samples of certificates.

If you are planning a group trip, there are two options offered. In case you are going to travel abroad and need a medical coverage, you'd probably be interested in a Travel Medical Plan - a great insurance plan for Europe, for example. While if you want to protect your trip costs and belongings as well as cover your medical expenses, you'd better opt for a Trip Protection Plan, a perfect option both for the USA and for overseas travelers.

Whichever plan you choose, it takes just a few seconds to get a quote after you have uploaded your traveling data. This approach will help you pick the policy you need in minimum time and effort.

Review of Seven Corners International Travel Insurance &

Make the Right Choice

To help you select the plan that is right for you, the Seven Corners travel insurance service offers a glossary of terms occurring in the documents. Besides, the website has a broad FAQ section where you will be able to find answers to the most popular questions referring to your trip insurance. When traveling, you will get a 24-travel assistance; the service can also help you quickly find a doctor or hospital in your country of destination.

We would also like to mention that there is a blog with lots of interesting posts that you may find very helpful while planning your trip. It offers useful travel and insurance tips and interesting articles that will help you choose the best place for your following trip depending on your interests.

Seven Corners International Travel Insurance & in the use

For Your Convenience

Once you have purchased the policy, you can view all the documents on your account page. If it ever happens that you need to file a claim, the procedure is very simple. Just go to the claims page, choose the corresponding claim, and carefully follow the directions. You can file your claim online or download the document. Moreover, the website allows you to download any other travel insurance documents you might need.

In a nutshell, Seven Corners is a user-friendly insurance service that offers a wide selection of plans. Whether you need health insurance for Europe or any other country of travel, baggage coverage, or trip protection, you will find the one that suits you best, and at an acceptable price, on their website. That is why it is one of the best insurance providers out there.

Detailed review of Seven Corners International Travel Insurance &

 

Travel Guard Travel Insurance

Platinum, Gold, and Silver

Being one of the leading insurance services in America, Travel Guard offers a wide choice of travel insurance plans and assistance programs to its consumers. As for the travel plans, they may vary in price and the number of benefits provided, but is any case you will get an excellent service and assistance. Need you any help during your trip, you will be consulted at any time, 24 hours a day, 7 days a week.

Here are the insurance plans you can purchase:

  • Platinum. The plan includes the most comprehensive protection as well as assistance services. Its standard coverages include trip cancellation, interruption, delay, and missed connection reimbursement; you will also get reimbursement if your luggage is lost, delayed, damaged or stolen. Next, the policy provides medical expenses and evacuation coverage in case of an accidental sickness or emergency. Besides, if you buy the policy within 15 days of the initial trip payment, your coverage will be expanded. You can also purchase some optional coverages if needed. Finally, there is a great number of non-insurance assistance services available to platinum plan's owners.
  • Gold. This is the most popular option. At a competitive price, it offers you wide insurance coverage and an excellent assistance service. The standard coverages are the same as you get with a platinum plan, but with a lower reimbursement. However, if you purchase the policy within 15 days of the initial payment, your benefits will be increased. Non-insurance services and optional coverage are also available with this plan.
  • Silver. This is the most budget-friendly option. Though you will get lower reimbursement in some cases, the plan includes almost all standard coverages the previous ones do and there are still some extra coverages available if you buy the plan within 15 days of the initial payment. And it also provides assistant services and optional coverages (if purchased).
Review of Travel Guard Travel Insurance

For any Treaveler's Needs

In addition to the above-mentioned travel packages, there are also some special plans available. For example, a Basic plan provides essential coverages plus 24-hour travel assistance. However, this plan offers no coverage for pre-existing medical conditions and the carrier's financial default. MedEvac Per Trip is recommended for those going to travel overseas; in addition to medical and evacuation coverage, optional baggage coverage can be provided. If you are going to rent a car while traveling, you may be interested in their Car Rental Collision Coverage. Active leisure fans will appreciate a Travel Guard Plus plan - this comprehensive insurance package includes Adventure Sports coverage.

Travel Guard Travel Insurance in the use

Find Your Perfect Plan

To help you choose the travel insurance plan that is ideal for you, the website has a handy online comparison tool. Just answer a few questions about yourself and your trip and you will get a quote for three plans at once (Platinum, Gold, and Silver); you will be able to compare the price and all the benefits provided for each of the plans. Choosing the coverage for the trip of your dream is easy! At Travel Guard they do their best to give customers a quality product and excellent service; if you are not completely satisfied, you will be able to get a refund of the insurance cost excluding the service fee.

All in all, the Travel Guard service provides insurance coverage and assistance for any traveler's needs; it is a great way to protect your trip investment.

Detailed review of Travel Guard Travel Insurance

 

Travelex Travel Insurance and Trip Protection

Select the Coverage You Need

Travelex travel insurance service is one of the industry leaders; it has been on the market for over 55 years. Using this rich experience, the company provides flexible trip plans and high-quality service to all of its clients. Selecting a plan that suits your needs is very simple; actually, there are two main travel insurance plans - Travel Basic and Travel Select.

  • Travel Basic plan is a moderately priced option for those who need essential trip coverage. It includes trip protection, travel health insurance, and baggage coverage. Moreover, there are some upgrades available - Car-Rental Collision Coverage and AD&D Common-Carrier (Air Only).
  • Travel Select plan is the most popular company's product, and for a few good reasons. In includes coverages and upgrades offered by the previous plan. Surely, if offers higher reimbursement and more comprehensive coverage; but what makes it really special is that the plan can be tailored to your needs - just select one of the available upgrades. The Travel Select plan is one of the best travel insurance products for a family vacation as it offers free coverage for children of 17 years old and under, if they travel with an adult family member covered by the policy. Active sports fans will appreciate an Adventure Sports upgrade allowing you to get coverage for mountain climbing, parasailing, and other activities. Finally, you can add even more upgrades, such as trip cancellation and trip interruption due to work, and even the Cancel for Any Reason, to protect your investment whichever happens. Please note that not all the coverages are offered for all the states, so don't forget to check if they are available for your state.
Review of Travelex Travel Insurance and Trip Protection

More than Insurance

In addition to comprehensive insurance coverage, the service offers other travel products as well. Are you planning an international travel? Fastport Passport, a government-approved service, can help you expedite rush passports in just 24 hours. There are various plans available, and the price depends on how soon you need your documents ready. Besides, the service can help you get a visa or international driving permit. The online process of ordering documents is simple and safe and you are sure to get them timely.

Travelex Travel Insurance and Trip Protection in the use

Take the Most of Your Trip

Going to a new place, you need to learn as much as possible about it. If you love to travel but you cannot decide where to go this time, or you have decided already but you are not sure which places to visit, the best thing you can do is to discover more about your country of interest. On the Travelex website, you will find lots of articles with interesting facts about various countries and helpful traveling tips that will surely come in handy. You can learn more about the world between your travels and get prepared in all the ways to take the most of each journey.

So, summing it all up, we should say that, providing comprehensive and reliable coverage and assistance, the Travelex service is an excellent choice for both leisure and business travelers.

Detailed review of Travelex Travel Insurance and Trip Protection

 

What Is Travel Insurance?

Going to unknown places broadens our mind, it helps us forget everyday problems and recharge the batteries before facing new challenges and scoring new victories. Sometimes, you just need to swap the scenery to feel renewed, sometimes you seek for adventures that make traveling so exciting. In any case, you should be well-prepared for the journey and for any unpleasant surprises that might happen on the road. With a travel insurance policy, you will be able to get new impressions and feel protected and secure, knowing that all your unexpectable expenses are covered. Many things can happen on the road and even before you set out for a journey, for example, your flight may be canceled or delayed. That is why travel protection usually includes several coverages. Among them is travel medical insurance that covers medical costs, hospital treatment, and even emergency medical evacuation. Trip protection insurance provides reimbursement in case of trip cancellation or delay; baggage coverage - in case your belongings are stolen or lost. Finally, your policy can include rental car coverage, which is a great option if you love automobile travel. Whether you are looking for a basic protection or the most comprehensive coverage available, you need a trustworthy travel insurance service that provides suitable trip protection plans along with 24-hour hotline assistance.

You may also be interested in our car insurance services review.

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Publish Date: 2018-08-29 08:22:27